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Informative Articles

e-Marginalia: Travel Beyond the Margin
Does this sound familiar? You return from vacation and the first thing you do is call or email your best friend. You are brimming with exciting news, practically bursting to give a full report on the adventure you just enjoyed. And for a couple of...

How To Get Cheap Travel Tickets
HOW TO GET CHEAP TRAVEL TICKETS With planning, foresight and a little bit of hard work, you can go ahead and have that dream vacation the economical way. Here's how: *Search the internet, call airline agencies and watch the news to...

RoomSaver.com Travelers Are Loyal to Hotel Rates, Not Brands
July 14, 2005- In a recent survey conducted this month of over a hundred RoomSaver.com Travel Club members, hotel brand preferences were investigated. Results show that the majority of respondents (34.8%) do not prefer a specific brand, instead they...

Travel Money Belts - Travel Security
Travel money belts are still a good way to carry cash. They're common, and thieves know of them, but it isn't easy to tell if your belt has a hidden compartment, and it isn't easy for a robber to get at it quickly. It is a good way to carry SOME of...

Tricks For Traveling By Sea
Tricks That Can Make Traveling By Sea Easier Motion sickness is common to almost everybody. It is usually frequent to those who travel a lot, whether by land, air, or sea. The different forms of motion sickness are based on the kind of...

 
Is it Wise to Purchase Travel Insurance?

The best way to determine if, for you, it is wise to purchase travel insurance, is to consider the various emergency situations that could arise during your trip, determine the best guess for the cost of each, and see whether you can afford to pay for the worst case scenarios out of your own pocket.

If the answer is no, then it is indeed wise to purchase travel insurance.

Even if the answer is yes, however, money is not the only issue in determining the wisdom of travel insurance.

Let's take a look at what can happen in your travels - the situations that travel insurance could have covered. You and your family take a delayed flight from home to another location where you are to change planes. Because of your delay, however, you have missed your connection. Your tickets are non-refundable, non-exchangeable. You are now faced with the purchase of new tickets, with a hefty last-minute price tag, as well as the feeding and housing for your whole party as the next flight is tomorrow morning. If you had been wise and purchased travel insurance you would have been reimbursed for these costs.

Your spouse is diabetic. Her purse is stolen while you are traveling. You have no travel insurance and you're in a foreign country. How do you


retrieve the money lost from her wallet, replace her much-needed reading glasses and, most importantly, get her the insulin she so desperately needs? If you had been wise and purchased travel insurance you would have been reimbursed for these costs. You would have also had someone to call or see for help purchasing insulin.

You have had a wonderful vacation and you're ready to travel home. You suddenly get the word that the airline on which you are returning has gone bankrupt and all planes are grounded. How do you get home? To whom do you turn for help and advice? You are in a country where few people speak your language. Who can help you translate? If you had been wise and purchased travel insurance you could have not only been reimbursed for the loss of the price of your airline tickets but you could have been provided with a translator and someone to help you find an alternate flight or cruise home.

These are but a few of the common occurrences when traveling. Perhaps travel insurance is indeed a wise decision.
About the Author

Steve Cogger, an active traveler, has developed the http://www.1-Happy-Traveller.com website for your convenience. Visit today for all of your travel insurance needs.