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Beautiful BARCELONA - Easy Travel Guide
Beautiful city of Barcelona, capital of Catalonia (a Spain's province), is situated on on the shore of the Mediterranean sea and bordered at either end by 2 river deltas. Barcelona is the second largest city in Spain after its capital city Madrid....

Dare to Understand Travel Terms, Then Sit Back and Enjoy Traveling
PERMISSION TO REPUBLISH: This article may be republished in newsletters and on web sites provided attribution is provided to the author, and it appears with the included copyright, resource box and live web site link. Email notice of intent to...

Do Your Research Before Traveling - Travel Agents vs the Internet
When planning to take a trip, it is advisable to spend some time doing research even if you are booking through a Travel Agent. This research could save you a significant amount of money and perhaps prevent a miserable stay in a sub-standard...

Jet Lag - 5 Pre-travel Steps to Reduce the effects of jet lag
Ask any regular long-haul flyer about their experience of flying and you will soon discover that everyone has a different "magic" formula for overcoming or avoiding jet lag. In reality of course no magic formula exists - and there is certainly no...

What you need to know about – Budget travel
Generally people deem traveling to be one amongst the most expensive event in their lives. But this can be proved wrong. A little judicious and cautious planning can save tremendous expenditure without compromising significantly on the fun and joy...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.