Search
Recommended Products
Related Links


 

 

Informative Articles

Car Hire - How To Get The Best Price And Service For Traveling
With just a little research your travel experience can be much more enjoyable. It really is worth your time to look into information, before you get a car hire or rental. The best rental tip to get a cost effective car hire or rental for...

How to Travel for Free by Leading or Promoting Tours
==================================== Whether you're 16 or 60, you CAN travel just about anywhere in the world for free -- and even with a nice stash of cash in your pocket -- by telling like-minded people about a trip and convincing them to go...

Important Things to Remember About Hotels and Traveling when Going to Asia
When you are planning a vacation, what do you imagine? Vacations are various things to various individuals. Some like to shop around the town while quite a few others would like to pass the whole trip chilling at the hotel pool. If you are like me,...

Travel Massachusetts - Local's Favorite Must See Sites
Everyone knows about Cape Cod and Boston as great travel destinations. But, there are lesser traveled gems like Cape Ann and Western Mass. Below, I have suggested some of my favorite holiday trips. Explore Massachusetts and keep coming back for...

Traveling By Motorcycle
One of the best ways to truly see the United States is from the saddle of a motorcycle. I have ridden through many states with trips over six thousand miles in length including two solo trips from New Jersey to the Sturgis Rally in South Dakota,...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.