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Is Purchasing Travel Insurance Smart?
To answer the question "is purchasing travel insurance smart?" let's look at what insurance is. When you purchase insurance - health insurance, homeowner's insurance, car insurance, life insurance, or travel insurance - you're not making an...
Photography Tips While Traveling
Whether you’re embarking on a family vacation or your family reunion, it’s going to be a special time. When we think of trips we’ve taken, we tend to remember them best with photographs. Here’s some ideas to enhance your vacation as well as your...
Tips for Summer Travel
The summer is right around the corner, and thousands of Americans are planning vacations and trips. Traveling on a budget can be tricky, but it is not impossible. The key is to plan ahead, and try to the make the most out of what you have. Contact...
Travel Tips Brazil
Important Information Before Going to Brazil
Brazil has a very diverse culture and a wonderful climate.
Summer starts in December and ends in February in this South
American country. So before going on a trip to Brazil, one has
to have...
Virtual Walks of Europe - A Unique Travel Experience
In June of 1999, Kathi and I took a Globus tour of Italy - their "Italian Mosaic." Before leaving for the trip, I borrowed a Steadicam Jr. from a good friend in Los Angeles who is a film editor. I wanted to use it with my home video camera to shoot...
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Is Travel Insurance a waste of money - or essential?
Ask our client who was riding a bike in Bora Bora and got hit by
a truck! There were no hospitals just a clinic where no one
spoke English, only French. He broke more bones than most people
know that they have! He was prepared for travel and medivac'd
back to the USA for extensive surgical repairs. His total
transportation bill was in excess of $80,000.00, the travel
insurance company arranged everything and paid the entire bill!
Ask yourself, is this the kind of unforeseen incident you would
like to self-insure?
Having excellent medical, auto, and home insurance does not
always guarantee protection when you decide to travel to another
country. Many unpredictable situations can occur that may not be
covered by your insurance back home. Below is a list of
situations that may not be covered:
accidents
diseases
dental care
trip cancellations
lost luggage
rental car damage
evacuations
A travel insurance policy can be a saving
grace when something
unexpected crops up. Travel insurance can cover a range of
situations, from trip cancellation or delay to medical
evacuation. You can buy supplemental medical insurance, baggage
insurance and policies that cover money lost if a travel vendor
defaults.
Planning a great trip starts with planning for the unexpected
and the best way to cover the unexpected is by purchasing
additional insurance when you travel. The first step in doing
this is to gather up all the current insurance you have such as
home, auto, health, life, personal property, dental, and
umbrella policies. Next, check to see what coverages you have on
these policies if you travel.
About the author:
Daniel Reed is the author of "Is Travel Insurance a waste of money - or
essential?" . Visit his website: http://www.travellodge.info/ for more
information on travel insurance.
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