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Costa Rica Travel Packages
Located in southern Central America, Costa Rica is surrounded by three different bodies of water including the Panama Canal on the southeast, the Pacific Ocean on the southwest and west and the Caribbean Ocean on the east. Because of Costa...

Travel Insurance Polices
Tips on Travel Policies Getting travel insurance before traveling is a smart idea. All-inclusive travel policies cover trip cancellation and even medical and theft circumstances. Check out the following tips to land you on a better...

Travel Saftey - Using Intuition
"We've been robbed," I told Ana. "All of it." I grabbed the thief, who was no longer acting drunk at all. It was a lesson in travel safety. It started when both my wife and I had a strong feeling we shouldn't get on that bus in Cuenca....

What you need to know about- paris travel
Life never sleeps in the capital city of France- Paris. The City of Lovers or the City of Lights, the city of Paris is exceptional for it has not just one but a multitude of attractions that leave each and every visitor bizarre. The aura of the city...

What you need to know about – Travel in Luxury
Luxury travel is diametrically opposed to traveling on budget. ‘Luxury’ as the term Suggests, is to have the best of everything by paying the maximum for it. If you have money and want to make your vacations a dream come true then go for the...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.