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Informative Articles

Health Insurance for Canada Travel
While we as U.S. residents think often about travel insurance coverage when we're traveling overseas we're not so quick to worry about health insurance for Canada travel. This is especially true if our voyage to Canadian provinces is by car and not...

Planning your Trip using Travel Tips
No matter where you're traveling or whether you're traveling by car, plane, or train, you'll want to make sure that you arrive there with everything that you need. You'll also want to save as much money as you can in getting there. If you're...

Travel - 10 Things You Can't Do Without
Things You Can't Do Without When Traveling When you goes on a trip either for business or for pleasure, you want it to be a memorable and enjoyable experience. To help travelers enjoy the trip, here are a few tips you must always keep in mind,...

Travel Canada: The Calgary Stampede
Welcome travelers to Cowtown, Canada! This two-week long festival starting the first Friday after June 2nd can showcases everything under the sun to do with ranching. Here is a short description of the attractions, events and festivities this...

Travel Insurance Bargains for Brits
If you're traveling in the UK, or a UK citizen traveling elsewhere, you have many options including full year travel insurance. While the occasional traveler such as a vacationer may not find full year travel insurance preferable to the one-trip...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.