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Informative Articles

A Travelers Guide To Currency Exchange
Exchanging currency is something frequent travelers must become familiar with. There are many different currencies around the world. Finding out how to exchange currency and where to do it can help travelers get the most out of their money. ...

Planning For Road Trip Travel
Whether you are a seasoned pro or a novice newcomer to the world of interstate travel, planning a road trip can be more time-intensive than you think. If you are about to embark on a cross country adventure or a coastal tour of the Atlantic, there...

RoomSaver.com Releases Survey Results Profiling Travelers’ Reservation Habits
RoomSaver.com Releases Survey Results Profiling Travelers’ Reservation Habits February 16, 2004, Norfolk, Va. – RoomSaver.com, the Web’s most comprehensive source for hotel discounts and a division of Trader Publishing Company, today announced that...

Travel Tips: Tips For Safer Flying
Flying can be an adventure, but like everything else in life, there are small risks. Even though flying is the safest way to travel in this modern age, here are some tips to minimize any unfortunate, but unlikely event of an emergency situation. •...

Travelers and Poor Blood Circulation
Is there a simple solution to a very serious medical problem? For many travelers, the answer is maybe. If travelers would take the necessary steps, it could help prevent Deep Vein Thrombosis (DVT). The main reason they don't is because not...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.