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How To Save Money When Traveling
Do you know you can go on a 7-day cruise for half the price? Or visit Europe for 15 days for only $2,000 per person including airfare, hotels, car rental and meals? If you follow these steps, you can save more up to 50% in travel expenses....

Travel Bargain Or Travel Scam? How To Know The Difference
Congratulations!!! You have been selected to win an exciting luxury vacation to....... Where have you heard that one before? Although there are many genuine travel offers, there are also many travel scams that defraud innocent travelers out...

Travel Connections - Stay in Touch
Travel connections with home are easier than ever. New calling cards, cell-phones, e-mail, satelite phones, and better phone lines everywhere are making it a smaller world. Here are some suggestions on how you can stay in touch - when you want to. ...

Travel Italy - Italy's must see Art and Architecture
Every year millions of visitors trek through Italy in search of ancient culture, great food, art, architecture, and more. The allure is immediate even to those who have never been. There is more art and architecture to see in Italy than one person...

Traveling with Your Pet: A Quick Checklist for Pet Owners
In the rush and excitement before leaving for a trip, it's so easy to forget something. And when you're a pet owner, it's even more of a challenge -- not only are you packing for yourself, but you're packing for your pet, too! [It doesn't help...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.