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Informative Articles

Crime Against Caribbean Travelers: Should You Believe the Hype?
Since the 1980s, the Caribbean region has been struggling against its own inner demon: crime. Citizens of the Caribbean have quickly learned that rising crime rates on one island can negatively affect other islands in the vicinity. While the islands...

HeroVacations.com Adds Numerous Golf & Travel Packages to Web Site
HeroVacatons.com has recently added an extensive array of golf and travel packages to its Web site. There are numerous destinations and packages from which to choose. Orlando, FL (PRWEB) May 9, 2005 -- HeroVacations.com, a Web site that serves the...

Save Money On Your Vacation and Travel With Discount Airfares
Who else wants to find the best cheap airfares or at least great discount airfares for the vacation of a lifetime? See if this scenario matches anyone you know! Another busy day. You have to be in the office in 10 minutes but you are caught up in...

Travel to Nova Scotia: Canada's New England
If you're on a budget, tired of crowded beaches and packed hotels, love seafood, and have a 19th-century mindset, then Nova Scotia is for you. Think New England, and vivid images come to mind: of lighthouses and fishing boats, charming coastal...

Travelling light - How to pack light travelling with toddlers
Whether you're packing to go for a walk to the park or your planning a trip across country, when your travelling with toddlers packing poses a problem. How to pack light travelling with toddlers is a little more difficult than packing for an...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.