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Informative Articles

Airline Travel Lingo! Does The Language Need An Interpreter?
With airline travel increasing in record numbers, more people are experiencing the frustration of understanding the airlines industry language, and leaving them feeling that they need an interpreter for the travel information they're receiving from...

Car Hire - How To Get The Best Price And Service For Traveling
With just a little research your travel experience can be much more enjoyable. It really is worth your time to look into information, before you get a car hire or rental. The best rental tip to get a cost effective car hire or rental for...

Puerto Galera Travel Guide
The Philippines is a country gifted with great beaches. The better known beaches are those found in Boracay and Palawan. Another beach or resorts worth mentioning are those found on the Mindoro's northern part in the province of Oriental Mindoro....

Travel Light: The How And Why
I learned how to travel light from lightweight backpacking, then found it was just as useful to keep it light on trips overseas or driving across the country. The last time my wife and I went to Ecuador, I had 10 pounds of luggage, all in one...

Travel to South America: How to Start
You set your mind and you're ready to travel to South America, a magical place of immense beauty where myth and legend continue to walk hand in hand. I've traveled 18 months in South America and can give you some tips on how to prepare yourself for...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.