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Informative Articles

All You Need to Know About Travel Humidors
When humidors where first created by Zino Davidoff in the early 20th century, they were large cellar humidors which certainly made for restricted travel. One now had the ability to strive for the perfect cigar, but only from home. Most people would...

Car Hire - How To Get The Best Price And Service For Traveling
With just a little research your travel experience can be much more enjoyable. It really is worth your time to look into information, before you get a car hire or rental. The best rental tip to get a cost effective car hire or rental for...

How To Create Your Own Travel Discounts!
Why not take the initiative and find your own ways to cheap travel by making your own discount? As you know, hotel and rental car owners don't just offer you discounts at random. Usually, they offer discounts during off-peak seasons. As a savvy...

Travel Insurance? We Don't Need No Stinkin' Travel Insurance! (Do We?)
Should you have travel insurance? An interesting question. But if you question the need for travel insurance, perhaps you are the same person who questions the need for any kind of insurance. Most people have auto insurance, health insurance,...

Travel To Lake Louise - Vacation Capital Of Canada
If you're looking for a vacation getaway in North America with some of the most breathtaking scenery in the world, a place where you can see unspoiled wilderness and wildlife during the day, hike, bike, or fish, and then be pampered with a massage,...

 
Is Travel Insurance a waste of money - or essential?

Ask our client who was riding a bike in Bora Bora and got hit by a truck! There were no hospitals just a clinic where no one spoke English, only French. He broke more bones than most people know that they have! He was prepared for travel and medivac'd back to the USA for extensive surgical repairs. His total transportation bill was in excess of $80,000.00, the travel insurance company arranged everything and paid the entire bill! Ask yourself, is this the kind of unforeseen incident you would like to self-insure?

Having excellent medical, auto, and home insurance does not always guarantee protection when you decide to travel to another country. Many unpredictable situations can occur that may not be covered by your insurance back home. Below is a list of situations that may not be covered:

accidents

diseases

dental care

trip cancellations

lost luggage

rental car damage

evacuations

A travel insurance policy can be a saving


grace when something unexpected crops up. Travel insurance can cover a range of situations, from trip cancellation or delay to medical evacuation. You can buy supplemental medical insurance, baggage insurance and policies that cover money lost if a travel vendor defaults.

Planning a great trip starts with planning for the unexpected and the best way to cover the unexpected is by purchasing additional insurance when you travel. The first step in doing this is to gather up all the current insurance you have such as home, auto, health, life, personal property, dental, and umbrella policies. Next, check to see what coverages you have on these policies if you travel.

About the author:

Daniel Reed is the author of  "Is Travel Insurance a waste of money - or essential?" . Visit his website: http://www.travellodge.info/ for more information on travel insurance.