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A unique travelling palate in India that suits every tastebuds, Kullu Manali, Himachal Pradesh, India
"India, a country of diversities in its rich cultures and travelling vistas. India imbue's in it a bemusing geography,with snow clad views of himalayas in north, swhirling sands of Rajasthan in west, sandy dunnes along the crystal clear waters of...
Adventure Travel - an exciting Thrill?
Do you want to add a little adventure to your
life? Do you want to be engaged in something you
have never done before? The unique information
here will help you to considering a vacation that
will bring memories and expierences that will
last a...
Holland Travel - Amsterdam, Van Gogh, Anne Frank
Holland certainly has a reputation with travelers. Known for having a very liberal attitude on social issues such as prostitution and drugs, the reputation is not always deserved. Yes, marijuana and prostitution is legal, but there is so much more...
Important Things to Remember About Hotels and Traveling when Going to Asia
When you are planning a vacation, what do you imagine? Vacations are various things to various individuals. Some like to shop around the town while quite a few others would like to pass the whole trip chilling at the hotel pool. If you are like me,...
Travel Tips - Packing the Perfect Suitcase
The thrill of planning a trip will often light you up and consume all of your time. You look through guidebooks, talk to friends about their experiences, and research your itinerary on the internet. Still all this planning and research will not make...
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Travelers Checks Versus Debit Cards
My first time overseas, I had to exchange cash in $200 of travelers checks to pay a mountaineering guide who hadn't heard of American Express. The bank charged me $8. During the same trip, I used my debit card at an ATM to get $200 from my checking account. Once home, I saw that the charge for this was one dollar, and that was the last time I used traveler's checks.
Debit And Credit Cards When Traveling
I usually carry a debit card and a credit card when I travel now. I keep them well-hidden in two separate places. If they are stolen, which has never happened yet, they have either zero liability, or a fifty dollar liability limit for any unauthorized charges. Ask your bank or credit card company about this.
When an Automated Teller Machine (ATM) won't take one of the cards for some reason - and this will happen - I use the other card, which usually works fine. Credit cards may be less trouble than debit cards. Your liability could be zero on your stolen debit card, but you probably won't have access to your account until the matter is sorted out.
Of course, on longer trips it's a hassle to pay the credit card bill on time, which isn't a problem with debit cards. Carry both, and on
longer trips you can wait until you're a few weeks from home to use the credit card. That way you'll get there before the bill does.
An important advantage credit and debit cards have over travelers checks, is that when you need the local currency, you'll almost always get a better exchange rate with your cards. Also, the cash you get from the local ATM will truly be accepted everywhere, something even American Express Travelers Checks can't promise.
I have nothing against American Express. Once, when I was robbed in Mexico, they quickly and curtiously replaced my stolen traveler's checks. Also, at times it is appropriate to carry money in several forms, including theirs. However, times change and ATMs are everywhere now, so my policy is : Travelers checks; don't leave home with them. You can take an American Express credit card instead.
About the Author
Steve Gillman hit the road at sixteen, and traveled the U.S. and Mexico alone at 17. Now 40, he travels with his wife Ana, whom he met in Ecuador. To read their stories, tips and travel information, visit: http://www.EverythingAboutTravel.com
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