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Informative Articles

Argentina Travel - Buenos Aires, Mar del Plata, Iguaz˙ Falls, Tierra del Fuego and Patagonia
Argentina is on the way back from the economic crisis of the last few years. If you are looking for a travel destination, Argentina is amazing and cheap. Economic Woes While Argentina has unlimited beauty, it also has unlimited corruption. The...

Cheap Flights to Rome with Budget Air Travel.
Everybody needs a break, to reconnect with their spouse, to reward the kids, to recharge the soul. But planning a vacation getaway can quickly turn into a stressful project when the subject of expenses comes up. Airfare alone can kill...

Finding Travel Deals
If your vacation time is coming up and you are planning on making a trip, then you will need to make some plans. Perhaps you are going to visit family? Or, maybe you plan to take your family to see an attraction somewhere? Maybe you are going to...

Safe Travel Tips On Mean Streets
The best way to avoid any possible dangers during your travels is to keep your head about you at all times. Here are some travel tips to help keep any inconveniences at bay. 1) When it comes to belongings, your passport and your money are...

Tips For Business Travel
Guide to Business Travel Planning your business trip wisely will free you from lots of trouble. Inadequate airline seats, long lines, heavy traffic, and unavailable hotel rooms are just some of the problems a business traveler might...

 
Travelers Checks Versus Debit Cards

My first time overseas, I had to exchange cash in $200 of travelers checks to pay a mountaineering guide who hadn't heard of American Express. The bank charged me $8. During the same trip, I used my debit card at an ATM to get $200 from my checking account. Once home, I saw that the charge for this was one dollar, and that was the last time I used traveler's checks.

Debit And Credit Cards When Traveling

I usually carry a debit card and a credit card when I travel now. I keep them well-hidden in two separate places. If they are stolen, which has never happened yet, they have either zero liability, or a fifty dollar liability limit for any unauthorized charges. Ask your bank or credit card company about this.

When an Automated Teller Machine (ATM) won't take one of the cards for some reason - and this will happen - I use the other card, which usually works fine. Credit cards may be less trouble than debit cards. Your liability could be zero on your stolen debit card, but you probably won't have access to your account until the matter is sorted out.

Of course, on longer trips it's a hassle to pay the credit card bill on time, which isn't a problem with debit cards. Carry both, and on


longer trips you can wait until you're a few weeks from home to use the credit card. That way you'll get there before the bill does.

An important advantage credit and debit cards have over travelers checks, is that when you need the local currency, you'll almost always get a better exchange rate with your cards. Also, the cash you get from the local ATM will truly be accepted everywhere, something even American Express Travelers Checks can't promise.

I have nothing against American Express. Once, when I was robbed in Mexico, they quickly and curtiously replaced my stolen traveler's checks. Also, at times it is appropriate to carry money in several forms, including theirs. However, times change and ATMs are everywhere now, so my policy is : Travelers checks; don't leave home with them. You can take an American Express credit card instead.
About the Author

Steve Gillman hit the road at sixteen, and traveled the U.S. and Mexico alone at 17. Now 40, he travels with his wife Ana, whom he met in Ecuador. To read their stories, tips and travel information, visit: http://www.EverythingAboutTravel.com