|
|
|
Do Your Research Before Traveling - Travel Agents vs the Internet
When planning to take a trip, it is advisable to spend some time
doing research even if you are booking through a Travel Agent.
This research could save you a significant amount of money and
perhaps prevent a miserable stay in a sub-standard...
Luggage Tips For Air Travel
The Guide to Lightening the Travel Load
Traveling with light luggage has been a common rule known to
many travelers. It is a very common, and simple, guide yet it
still remains as the most violated one. Didn't they say that the
simplest...
Safe Travel In The US
Tips for traveling safely in the US
Are you planning to spend your vacation in the United States of
America? Have you processed your legal documents and all you're
waiting for is to go aboard the plane and start the dream
journey of your...
Travel to find a Russian bride
Do you agree that the best lessons are lessons given to you by other people who have already made some mistakes so that you wouldn’t repeat them? We are going to have a detailed observation of a certain man’s trip. When coming to Russia he managed...
Traveling with Babies & Toddlers
You may be surprised at how often babies will sleep to & from the destination. Be sure to have their favorite stuffed animal ready & blanket for the trip (also a pacifier & bottle if the child is young enough). For babies & toddlers, bring along...
|
|
| |
|
|
|
|
|
|
Should You Purchase Travel Insurance?
The determination of whether you should purchase travel insurance is a determination of whether you want to assume nothing bad can happen during your travels, or whether should something bad happen you can adequately resolve these unforeseen events.
None of us think something bad will happen. We assume incorrectly that fire, flood, earthquake and terrorism will happen to others. We assume we won't have a heart attack or stroke, we won't be felled by illness. We assume wrong.
The question, "should you purchase travel insurance" is perhaps answered by asking yourself why you purchased homeowners insurance, or medical insurance or life insurance. You purchased them so that your consistent small payments would assure you of having someone else provide help in case of a catastrophic event for which you are unprepared. Purchasing travel insurance, just like purchasing any other insurance, is not just about receiving the funds to recover. It's also about having the professional assistance of those who know what has to happen for you and your family to recover, and who do make that happen. It's about cooler heads prevailing.
Should you purchase travel insurance? Well, let's look at a few things that could, and do happen, to overseas and even domestic travelers. Then, you decide if you should purchase travel insurance.
You're from Minnesota. You've never been to the ocean. You book a hotel room in Florida for a week but you are then ordered to evacuate due to an expected hurricane. But you have non-refundable
airline tickets, and your hotel and rental car are already paid for. How do you replace the airline tickets and get reimbursed for your stay? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"
You're on an island in the Caribbean, ready for your cruise back home. You find out that the cruise ship company has gone bankrupt and there will be no return cruise. What do you do? How do you get your money back? Most importantly, how do you get back home? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"
You're ready to take your family on a much-needed vacation to Hawaii. Your daughter is felled by an attack of appendicitis and must have immediate surgery. But your airline tickets are non-refundable. How do you get your money back? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"
Steve Cogger is an avid traveler offering a wealth of travel information. For more information on travel insurance visit thehttp://www.1-Happy-Traveller.com" target="_blank">1 Happy Traveller website.
About the Author
Steve Cogger is an avid traveler offering a wealth of travel information. For more information or to purchase travel insurance visit http://www.1-Happy-Traveller.com .
|
|
|
|
|
|