Search
Recommended Products
Related Links


 

 

Informative Articles

How to Travel for Free by Leading or Promoting Tours
Whether you're 16 or 60, you CAN travel just about anywhere in the world for free -- and even with a nice stash of cash in your pocket -- by telling like-minded people about a trip and convincing them to go with you. Get 5 to 20 to book the...

Online Travel Statistics
The Travel Industry Association of America (TIA) released their annual Travelers’ Use of the Internet study in December 2003. The study shows an increase in the number of people using the internet to research and book travel. TIA found that 30% of...

Travel Guides- An Overview
Travel Guidebooks- An Overview By Victor K. Pryles©2005 http://www.paupertravel.com (548 words) You can get reliable, useful information from guidebooks. Yet, some are better than others and often, it's important to know what...

Travel Tips Brazil
Important Information Before Going to Brazil Brazil has a very diverse culture and a wonderful climate. Summer starts in December and ends in February in this South American country. So before going on a trip to Brazil, one has to have...

When Traveling Abroad, Use Your EQ
What do you do when you don’t know the language or customs? That’s when your EQ, or Emotional Intelligence, comes in handy. On my recent tour to Russia, the people in large cities (Moscow, Saint Petersburg) knew English, but not in the small...

 
Should You Purchase Travel Insurance?

The determination of whether you should purchase travel insurance is a determination of whether you want to assume nothing bad can happen during your travels, or whether should something bad happen you can adequately resolve these unforeseen events.

None of us think something bad will happen. We assume incorrectly that fire, flood, earthquake and terrorism will happen to others. We assume we won't have a heart attack or stroke, we won't be felled by illness. We assume wrong.

The question, "should you purchase travel insurance" is perhaps answered by asking yourself why you purchased homeowners insurance, or medical insurance or life insurance. You purchased them so that your consistent small payments would assure you of having someone else provide help in case of a catastrophic event for which you are unprepared. Purchasing travel insurance, just like purchasing any other insurance, is not just about receiving the funds to recover. It's also about having the professional assistance of those who know what has to happen for you and your family to recover, and who do make that happen. It's about cooler heads prevailing.

Should you purchase travel insurance? Well, let's look at a few things that could, and do happen, to overseas and even domestic travelers. Then, you decide if you should purchase travel insurance.

You're from Minnesota. You've never been to the ocean. You book a hotel room in Florida for a week but you are then ordered to evacuate due to an expected hurricane. But you have non-refundable


airline tickets, and your hotel and rental car are already paid for. How do you replace the airline tickets and get reimbursed for your stay? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"

You're on an island in the Caribbean, ready for your cruise back home. You find out that the cruise ship company has gone bankrupt and there will be no return cruise. What do you do? How do you get your money back? Most importantly, how do you get back home? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"

You're ready to take your family on a much-needed vacation to Hawaii. Your daughter is felled by an attack of appendicitis and must have immediate surgery. But your airline tickets are non-refundable. How do you get your money back? If you had known this was going to happen, what would your answer have been to the question, "Should you purchase travel insurance?"

Steve Cogger is an avid traveler offering a wealth of travel information. For more information on travel insurance visit thehttp://www.1-Happy-Traveller.com" target="_blank">1 Happy Traveller website.
About the Author

Steve Cogger is an avid traveler offering a wealth of travel information. For more information or to purchase travel insurance visit http://www.1-Happy-Traveller.com .