Search
Recommended Products
Related Links


 

 

Informative Articles

A Complete India Travel Guide Launched
Your wait is finally over. A complete Travel Guide, www.travelgoindia.com that focuses completely on India has been launched. The days of scratching about for information on India before you embark on a tour of this beautiful country is passé. Learn...

Choosing the Best MP3 player for travel.
MP3 players are now capable of many things including making your life easier while traveling. With more of us traveling these days whether it be across State, interstate or around the world, often one home comfort we miss is our music. The choice...

Honeymoon Travel Planning
The Affordable but Comfortable Tropical Honeymoon: Tip List - Schedule your departure day two days after the wedding to give you ample time for rest after the activities and the celebrations. If you must travel immediately, remember to...

Oahu Hawaii Travel and Vacation Attractions soon to be offered with Go Hawaii Card and Hawaii Travel Industry Vets will lead the Honolulu office.
Oahu Hawaii Travel and Vacation Attractions soon to be offered with Go Hawaii Card and Hawaii Travel Industry Vets will lead the Honolulu office. Oahu, Hawaii - Oct. 25, 2005 - Smart Destinations announced the addition of Hawaii natives to lead...

Sweden Travel - Stockholm and Karlskrona
Known as the land of Vikings, Sweden is actually an odd mix of cosmopolitan cities and vast stretches of wide-open spaces. For budget travelers, Sweden is a bit expensive. Stockholm An incredibly beautiful city in the summer, Stockholm is the...

 
Insuring Your Travel on a Shoe String

Cheap travel insurance isn't necessarily about who's asking the lowest premium. Cheap travel insurance is about knowing your choices, perusing all the options and discarding the coverage you don't need. If you end up with cheap travel insurance that doesn't help you out of an overseas medical or evacuation jam, you haven't gotten a bargain. However, if you're a U.S. resident traveling within the United States you aren't going to need travel insurance that offers medical evacuation coverage. If you're touring the country by car you don't need lost luggage protection.

Travel insurance can offer much more than medical care while you're traveling. Some of the other features of some travel insurance plans are translation services, travel assistance, lost luggage, trip interruption, replacement of lost or damaged eyeglasses, repair of damaged or stolen rental vehicle, emergency medical evacuation coverage, flight cancellation due to bankruptcy of the airline, flight accident and terrorism.

For purposes of comparison there are four levels of travel insurance coverage - the most all-encompassing being total trip coverage. Some of these plans have a coverage ceiling as high as $500,000. Along with the above-mentioned travel catastrophes these plans also provide payment for return of traveler's remains to home in the event of death, as well as emergency dental coverage and reimbursement for financial default of your travel agency or any other


provider of your trip, such as cruise company.

The next level down, comprehensive, can provide up to $1 million in coverage with some carriers. The range of coverage incidents and the ceilings are often a little lower than total trip coverage, however.

When it comes to cheap travel insurance there are two options. You can choose the economy level of trip coverage or, if you travel extensively, you may do better paying an annual premium. You can also end up with cheap travel insurance if you mix and match your various issues, choosing only the coverage you need. You can, for instance, choose to purchase only flight ticket protection (in case of trip interruption, for reimbursement of your non-refundable ticket). Perhaps you might want to purchase AD&D (accidental death and dismemberment) coverage in case of airline accident. Or you might want to add, or purchase alone, some cheap travel insurance for medical care, and/or medical evacuation. You may choose to add reimbursement protection for lost or delayed baggage.

Cheap travel insurance is about making good choices and buying only what you need as you need it. It's also about comparison shopping.


About the Author

Steve Cogger is an avid traveler offering a wealth of travel information. For more information on travel insurance visit thehttp://www.1-Happy-Traveller.com" target="_blank">1 Happy Traveller website.