|
|
|
How to save money buying travel online and get the best deal.
Want to save some money when booking your travel online? Here are some tips to help you do just that. You at home have access to thousands of travel deals with the click of a mouse. 1. Sign up for travel e-newsletters Many airlines, tour...
Travel Agency Software - The Travel Jungle
Travel Agency Software - The Travel Jungle
Charles Darwin was one of the most traveled people in history.
Can you imagine the commissions his travel agent earned?
How many times have you been held up trying to book a flight or
hotel...
Travel in Dublin Ireland
Dublin, the fair city, capital of the Republic of Ireland is
situated on the eastern side of the emerald isle and offers the
many facilities as any large European city while still
maintaining the most traditional of Irish culture...
What you need to know about - Switzerland travel
Since time memorial, Switzerland has proved itself as one of the most cherished tourist destinations. Every part of this country seems to be caressed and lying in the lap of nature. The land of magical Alps Mountains, Lake Maggiore and the home of...
Why travelling in Autumn can be less of a headache
The dawn of autumn can leave many with a sinking feeling; the cold weather is on its way and there is nothing to look forward to before Christmas. Often going on holiday at this time of year is not something people consider - however there are...
|
|
| |
|
|
|
|
|
|
Insuring Your Travel on a Shoe String
Cheap travel insurance isn't necessarily about who's asking the lowest premium. Cheap travel insurance is about knowing your choices, perusing all the options and discarding the coverage you don't need. If you end up with cheap travel insurance that doesn't help you out of an overseas medical or evacuation jam, you haven't gotten a bargain. However, if you're a U.S. resident traveling within the United States you aren't going to need travel insurance that offers medical evacuation coverage. If you're touring the country by car you don't need lost luggage protection.
Travel insurance can offer much more than medical care while you're traveling. Some of the other features of some travel insurance plans are translation services, travel assistance, lost luggage, trip interruption, replacement of lost or damaged eyeglasses, repair of damaged or stolen rental vehicle, emergency medical evacuation coverage, flight cancellation due to bankruptcy of the airline, flight accident and terrorism.
For purposes of comparison there are four levels of travel insurance coverage - the most all-encompassing being total trip coverage. Some of these plans have a coverage ceiling as high as $500,000. Along with the above-mentioned travel catastrophes these plans also provide payment for return of traveler's remains to home in the event of death, as well as emergency dental coverage and reimbursement for financial default of your travel agency or any other
provider of your trip, such as cruise company.
The next level down, comprehensive, can provide up to $1 million in coverage with some carriers. The range of coverage incidents and the ceilings are often a little lower than total trip coverage, however.
When it comes to cheap travel insurance there are two options. You can choose the economy level of trip coverage or, if you travel extensively, you may do better paying an annual premium. You can also end up with cheap travel insurance if you mix and match your various issues, choosing only the coverage you need. You can, for instance, choose to purchase only flight ticket protection (in case of trip interruption, for reimbursement of your non-refundable ticket). Perhaps you might want to purchase AD&D (accidental death and dismemberment) coverage in case of airline accident. Or you might want to add, or purchase alone, some cheap travel insurance for medical care, and/or medical evacuation. You may choose to add reimbursement protection for lost or delayed baggage.
Cheap travel insurance is about making good choices and buying only what you need as you need it. It's also about comparison shopping.
About the Author
Steve Cogger is an avid traveler offering a wealth of travel information. For more information on travel insurance visit thehttp://www.1-Happy-Traveller.com" target="_blank">1 Happy Traveller website.
|
|
|
|
|
|