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Best Places To Travel During The Holidays With Your Family
Thinking about taking your family on a Christmas vacation?
Although it has long been tradition to wait at home for Santa to arrive, a number of American families spend Christmas away from home each year. Christmas vacations are becoming more and...
Bryce Canyon - a stunning US travel destination
Bryce Canyon is not a canyon. It is the spectacular edge of the Paunsaugunt Plateau, a place where intricately carved towers and archways of stone shimmer in a dazzling array of colour under the bright sun. The state of Utah in the United States is...
Inexpensive Travel
Inexpensive travel can be accomplished in two basic ways. First, get the best deals on the specific things you want. This approach is very limited though. For example, if you find the lowest price on the best hotel in Honolulu at the height of the...
Travel Cambodia - Phnom Penh, Angkor Wat, Sihanoukville
Cambodia is a land on the mend. From 1977 through 1980, the Khmer Rouge ruled the country, fanatics bent on genocide. Millions were killed and the period was put to film in the movie, "The Killing Fields." Fortunately, those days are over and the...
When Traveling Abroad, Use Your EQ
What do you do when you don’t know the language or customs? That’s when your EQ, or Emotional Intelligence, comes in handy. On my recent tour to Russia, the people in large cities (Moscow, Saint Petersburg) knew English, but not in the small...
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Insuring Your Travel on a Shoe String
Cheap travel insurance isn't necessarily about who's asking the lowest premium. Cheap travel insurance is about knowing your choices, perusing all the options and discarding the coverage you don't need. If you end up with cheap travel insurance that doesn't help you out of an overseas medical or evacuation jam, you haven't gotten a bargain. However, if you're a U.S. resident traveling within the United States you aren't going to need travel insurance that offers medical evacuation coverage. If you're touring the country by car you don't need lost luggage protection.
Travel insurance can offer much more than medical care while you're traveling. Some of the other features of some travel insurance plans are translation services, travel assistance, lost luggage, trip interruption, replacement of lost or damaged eyeglasses, repair of damaged or stolen rental vehicle, emergency medical evacuation coverage, flight cancellation due to bankruptcy of the airline, flight accident and terrorism.
For purposes of comparison there are four levels of travel insurance coverage - the most all-encompassing being total trip coverage. Some of these plans have a coverage ceiling as high as $500,000. Along with the above-mentioned travel catastrophes these plans also provide payment for return of traveler's remains to home in the event of death, as well as emergency dental coverage and reimbursement for financial default of your travel agency or any other
provider of your trip, such as cruise company.
The next level down, comprehensive, can provide up to $1 million in coverage with some carriers. The range of coverage incidents and the ceilings are often a little lower than total trip coverage, however.
When it comes to cheap travel insurance there are two options. You can choose the economy level of trip coverage or, if you travel extensively, you may do better paying an annual premium. You can also end up with cheap travel insurance if you mix and match your various issues, choosing only the coverage you need. You can, for instance, choose to purchase only flight ticket protection (in case of trip interruption, for reimbursement of your non-refundable ticket). Perhaps you might want to purchase AD&D (accidental death and dismemberment) coverage in case of airline accident. Or you might want to add, or purchase alone, some cheap travel insurance for medical care, and/or medical evacuation. You may choose to add reimbursement protection for lost or delayed baggage.
Cheap travel insurance is about making good choices and buying only what you need as you need it. It's also about comparison shopping.
About the Author
Steve Cogger is an avid traveler offering a wealth of travel information. For more information on travel insurance visit thehttp://www.1-Happy-Traveller.com" target="_blank">1 Happy Traveller website.
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