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Four Ways to Free/Low cost Travel Around Greece...and not only!
FOUR WAYS TO FREE/LOW COST TRAVEL AROUND GREECE...AND NOT ONLY! By Liana Metal 1.Free lodging! Find a pen friend. Maybe you haven’t thought of this. It’s the best solution to your budget problems, but you can’t have it overnight! Greek people are...
Studying the International Travel Insurance Scene
Student international travel insurance is affordable. In fact, it's almost always the most affordable of any international travel insurance. In many cases, students aren't the only one who qualify, either. Some student international travel insurance...
Travel Blog Your Next Vacation
Some years ago, I took an extended trip to Europe. During that vacation, I kept a travel journal in which I made notes of the places I visited, the people I met and the events that occurred. I still get out that travel journal and read through some...
Traveling With A Large Family
TIPS ON TRAVELING WITH THE FAMILY
When traveling, most would not agree with 'the more, the
merrier'. But it can be! Well, it should be. Traveling with the
family can be hassle- free and loaded with fun. There is no
reason you shouldn't...
Your Guide for Travel and Hotels in Columbia
When you hear the word vacation, what do you see in your mind? Vacations mean assorted things to assorted individuals. Some like to sight see while many others would enjoy nothing more than to spend the whole trip kicking back at the hotel pool. If...
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Travel Insurance - Do I Really Need To Buy Cover For A Holiday In Britain?
Last week my wife and I booked a seven day holiday in Tobermory
on the wonderful Isle of Mull. All that grand scenery with
brightly painted houses clustered around the harbour. Hands up
who knows Tobermory as Balamory!
You could have knocked me down with a feather when the travel
agent assumed that I wanted travel insurance for an additional
£27.50. Not on your Nellie the Lock Ness monster, I thought. I
can spot a rip off when I see one! Who needs insurance for a
trip to another destination in Britain? The NHS is free and in
an emergency, my daughter could drive up and take us home.
Later in the comfortable setting of my lounge I got to thinking
.......
Holiday disasters don't only happen abroad. So I made a list of
the risks:
One of us could be taken ill before we depart and we'd be forced
to cancel. As the ferries and the hotel were non-cancellable,
we'd lose everything we'd paid.
My parents are getting on. God forbid, but I'd have to cancel
the holiday if something happened to them just before we're due
to go.
My wife or I might be called up for jury service.
There may be a major delay at the ferry. Besides the
inconvenience, we have to arrange an overnight stay in Oban.
Someone might steal our luggage
I've just bought an all singing and dancing camera especially
for the trip. I might lose it.
If either of us were hospitalised we wouldn't want to be stuck
on Mull. We'd want to be transferred to our local hospital in
Cheshire.
Then it struck me that my Home & Contents insurance would
probably cover me for loss of luggage or my camera if I was
travelling in the UK. I dug out the policy. Lucky I checked. I
was only insured for "personal possessions" if the items were
listed and as I'd only bought my camera last
week I hadn't got
round to getting it documented on my policy as a valuable item.
Another point struck me. If I made a holiday related claim on my
Home & Contents policy I'd lose my no claims discount. That
didn't appeal one little bit. I've a ten years claim free record
on my H&C policy and it still cost me £305 a year. I jotted down
a note to self - when that policy comes up for renewal, check
out the Internet to see if I could get it any cheaper.
By now £27.50 for a travel policy was beginning to look
worthwhile.
But you'll realise I'm a bit of an old skin flint - at least my
wife says so! I know, get online and check out whether the
travel agents' policy at £27.50 was competitive.
Not all the sites I visited could offer me single holiday
insurance within the UK but within ten minutes I'd found what I
wanted - a travel policy and a saving of over £10!
Time to read the small print to make sure I truly had the cover
I needed. Great, all the risks I had jotted down were covered.
They'd even pay me £30 if my ferry was delayed for up to 12
hours and then give me the option to cancel my trip and get a
refund.
Now check out the exclusions - what wouldn't they pay for? I
wasn't covered if my holiday was for less than two nights or if
my holiday destination was less than 25 miles from home. I also
had to pay the first £30 of any claim. All seemed fair to me.
The decision was made. Key in my credit card details and CLICK I
was insured. Peace of mind restored!
About the author:
Michael writes for Brokers Online who offer most UK financial
services including t
ravel insurance Travel Insurance Topics
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