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Is it Wise to Purchase Travel Insurance?
The best way to determine if, for you, it is wise to purchase travel insurance, is to consider the various emergency situations that could arise during your trip, determine the best guess for the cost of each, and see whether you can afford to pay...
Plan your Business Trip with The Travel Team Inc.
Business promotion of your company, seminars or conferences - wherever you travel for your business, we at The Travel Team, ensure that all your needs are met. The Travel Team has all the necessary infrastructure, experience and expertise to give...
Travel Light: The How And Why
I learned how to travel light from lightweight backpacking, then found it was just as useful to keep it light on trips overseas or driving across the country. The last time my wife and I went to Ecuador, I had 10 pounds of luggage, all in one...
Travel tips for your next Myrtle Beach Vacation & Insider Time Share report
Climate
The climate in South Carolina is generally mild and humid. Spring starts in March, and the beaches are busy by mid-April. Summer begins in May with pleasant balmy days that become quite hot before the season's end.
Autumn brings a...
Traveling with Babies & Toddlers
You may be surprised at how often babies will sleep to & from the destination. Be sure to have their favorite stuffed animal ready & blanket for the trip (also a pacifier & bottle if the child is young enough). For babies & toddlers, bring along...
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Studying the International Travel Insurance Scene
Student international travel insurance is affordable. In fact, it's almost always the most affordable of any international travel insurance. In many cases, students aren't the only one who qualify, either. Some student international travel insurance carriers offer the student coverage and rates not only to full time and part time college students but also to their dependents and other family members, as well as visiting faculty and other scholars. The age limit on this student coverage is typically 49 years of age.
These low-cost student international travel insurance carriers sometimes provide one hundred percent of the cost of covered events such as illness, injury, evacuation and repatriation. Many student international travel insurance carriers offer choices of coverage, so that you can pick and choose the coverage limits you wish and can afford.
One carrier, for example, provides three plans, all of which can be quoted and purchased online. The minimum level, the least costly student international travel insurance policy, provides a $100,000 ceiling for medical coverage, but only $50,000 for a single incident. The deductible for each incident is $150. Were you, your loved one, or anyone's remains require repatriation, the payment with this student international travel insurance would be up to $25,000.
Emergency evacuation coverage at this level is $50,000. $10,000 is the ceiling for AD&D (accidental death and dismemberment.) Depending on your age premium for this coverage can be as low as $59.
The best coverage, with a price tag of $69, increases your ceilings on many of the coverage events. With this top-notch student international travel insurance you would realize a lifetime ceiling of $250,000, and each event, whether illness or injury, would have its own ceiling of $150,000. Your deductible is lowered to $90 per event, although the limits for repatriation ($50,000), emergency evacuation ($50,000) and accidental death and dismemberment coverage ($10,000) remain the same no matter which student international travel insurance level of coverage you choose.
When you purchase your student international travel insurance online you'll be required to supply your destination, travel dates or length of stay, your age and the age of anyone in your travel group and whether you are a student. As a student you'll need to supply your college name and location as well as your program of study.
About the Author
Steve Cogger is an avid traveler offering a wealth of travel information. For more information on travel insurance visit http://www.1-Happy-Traveller.com .
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