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First Time Travel to Europe – Your Six Month Planning Guide
So, you’ve decided that you want to travel to Europe within the next year. Fantastic! Your trip is sure to be an exciting learning experience. This article will discuss the key plans you’ll need to make before traveling to Europe, starting from six...
Is Purchasing Travel Insurance Smart?
To answer the question "is purchasing travel insurance smart?" let's look at what insurance is. When you purchase insurance - health insurance, homeowner's insurance, car insurance, life insurance, or travel insurance - you're not making an...
Student Travel – Backpacking In Europe
For the fortunate few, life isn’t complete without a backpacking trip through Europe. This right of passage is believed to further the maturation process of college students, according to sociologists. Of course, others have opined that copious...
The Lets-Travel-Rome Guide to Business Travel.
Planning your business travel to Rome wisely will free you from
lots of trouble. Inadequate airline seats, long lines, heavy
traffic, and unavailable hotel rooms are just some of the
problems a Rome business traveler might encounter. Despite...
What you need to know about – Budget travel
Generally people deem traveling to be one amongst the most expensive event in their lives. But this can be proved wrong. A little judicious and cautious planning can save tremendous expenditure without compromising significantly on the fun and joy...
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Studying the International Travel Insurance Scene
Student international travel insurance is affordable. In fact, it's almost always the most affordable of any international travel insurance. In many cases, students aren't the only one who qualify, either. Some student international travel insurance carriers offer the student coverage and rates not only to full time and part time college students but also to their dependents and other family members, as well as visiting faculty and other scholars. The age limit on this student coverage is typically 49 years of age.
These low-cost student international travel insurance carriers sometimes provide one hundred percent of the cost of covered events such as illness, injury, evacuation and repatriation. Many student international travel insurance carriers offer choices of coverage, so that you can pick and choose the coverage limits you wish and can afford.
One carrier, for example, provides three plans, all of which can be quoted and purchased online. The minimum level, the least costly student international travel insurance policy, provides a $100,000 ceiling for medical coverage, but only $50,000 for a single incident. The deductible for each incident is $150. Were you, your loved one, or anyone's remains require repatriation, the payment with this student international travel insurance would be up to $25,000.
Emergency evacuation coverage at this level is $50,000. $10,000 is the ceiling for AD&D (accidental death and dismemberment.) Depending on your age premium for this coverage can be as low as $59.
The best coverage, with a price tag of $69, increases your ceilings on many of the coverage events. With this top-notch student international travel insurance you would realize a lifetime ceiling of $250,000, and each event, whether illness or injury, would have its own ceiling of $150,000. Your deductible is lowered to $90 per event, although the limits for repatriation ($50,000), emergency evacuation ($50,000) and accidental death and dismemberment coverage ($10,000) remain the same no matter which student international travel insurance level of coverage you choose.
When you purchase your student international travel insurance online you'll be required to supply your destination, travel dates or length of stay, your age and the age of anyone in your travel group and whether you are a student. As a student you'll need to supply your college name and location as well as your program of study.
About the Author
Steve Cogger is an avid traveler offering a wealth of travel information. For more information on travel insurance visit http://www.1-Happy-Traveller.com .
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