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Educational Travel Planning
Planning your own educational trip
If it's just for school, for your kids or for the neighborhood
kids, it's nice to have a purposeful educational trip that will
surely be enjoyed by the children as well as teach them. Of
course there is the...
Travel Alaska... An Adventure of a Lifetime
So you're like John Locke of the TV series Lost and simply (literally) dying for an adventure. Or maybe you're just bored to death and you want to experience more of life. Have no fear… no need to travel across the globe to taste adventure in the...
Travel at ease with Motor Home
Motor homes, also known as recreational vehicles, are an ideal way to experience travel comfortably and economically. Popular with road trippers and frequent domestic travelers, motor homes usually include a kitchenette, bathroom, sleeping areas,...
Traveling By Motorcycle
One of the best ways to truly see the United States is from the saddle of a
motorcycle. I have ridden through many states with trips over six thousand miles in length including two solo trips from New Jersey to the Sturgis Rally in South Dakota,...
What you need to know about - cancun travel
The charismatic Cancun can quench anyone's thirst for enjoyment caressing the bountiful nature. The island is nestled in the lately recognized state of Mexico. Cancun leaves a thrilling impact on all its visitors because of more than a few reasons....
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Oldsters Overseas - What Seniors Pay for Travel Insurance
While travel medical insurance for senior citizens generally carries a higher premium and a lower maximum level of coverage it is still widely available. In fact, some carriers offer travel medical insurance for senior citizens no matter what their age. One carrier we found offered travel medical insurance for senior citizens over 80 years old, with no maximum age. The maximum coverage for those older than 79, however, is a low $10,000.
Another was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for senior citizens was still costlier than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage with their travel insurance, and as low as a $250 deductible. For this senior citizen couple travel insurance coverage for this single trip would cost $438. At age 70 the maximum drops way down to $50,000 and each policy must be purchased separately. The per-person cost for the same trip is now $219 each for only $50,000 of travel medical insurance for these senior citizens.
Now, let's assume these folks are 80 years old. What a costly
difference in this travel medical insurance for these senior citizens! Now the most coverage this couple could purchase is $10,000 each, at a whopping $518 each for the same $250 deductible. The deductible can be increased to $2500, which lowers the premium to $350.70.
The best course of action for senior citizens who contemplate overseas travel and are considering travel medical insurance is to first peruse their current medical coverage. Seldom do these plans cover overseas travel but do check your policy and call your insurer if you are unsure. While your Medicare coverage will not help you outside of the United States, your Medicare supplement coverage might - or at least for some situations.
If you're wanting to save on your travel insurance premium the two best things you can do for yourself are to first book your trip with a travel agent you trust, and then choose an airline, cruise or other vacation vendor that is well known and not in financial distress.
About the Author
Steve Cogger is webmaster of http://www.1-Happy-Traveller.com Visit the site today to receive all of the information on travel insurance you could possibly need.
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