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GOLDEN RING of Russia- Travel Guide, Part 1
WHAT IS IT: The so called "Golden Ring of Russia" is a symbolical ring connecting historical towns and cities to the North-West of Moscow. They represent 1,000 years of rich Russian history written in stone and wood, from a 850-year old church in...
How To Save Your Traveling Cost
Have you ever dreamt of sampling local wines in Tuscany in
September? Will it be a wonderful time to visit Paris in the
spring? Enjoy the English countryside in the summer? You may
think this is just a dream and cannot reach. It doesn't have...
Noise Cancelling Headphones Are Not Just A Travel Accessory...They're A Travel Necessity
There is unwanted noise all around us. Without Noise cancelling headphones, there is no escaping it. There's engine and air noise on planes, blaring sounds of city streets, noisy air conditioners, unwanted noise in the office and endless lawn...
Pet Travel Guide: Tips For Traveling With Your Pet
Here are some important pet travel tips that you need to know while planning a vacation with your pet.
Bringing your pet with you on your vacation is becoming easier. Lots of hotels and motels are accommodating pet travel.
Most National Parks...
The lowdown on china travel
The fragrance of fish, lobsters…, the sturdy Great Wall, the broken hush of winds by the Martial Arts, the grand museums and unpretentious down to earth people…welcome you to the third largest country on the globe-China. China is universally known...
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Oldsters Overseas - What Seniors Pay for Travel Insurance
While travel medical insurance for senior citizens generally carries a higher premium and a lower maximum level of coverage it is still widely available. In fact, some carriers offer travel medical insurance for senior citizens no matter what their age. One carrier we found offered travel medical insurance for senior citizens over 80 years old, with no maximum age. The maximum coverage for those older than 79, however, is a low $10,000.
Another was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for senior citizens was still costlier than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage with their travel insurance, and as low as a $250 deductible. For this senior citizen couple travel insurance coverage for this single trip would cost $438. At age 70 the maximum drops way down to $50,000 and each policy must be purchased separately. The per-person cost for the same trip is now $219 each for only $50,000 of travel medical insurance for these senior citizens.
Now, let's assume these folks are 80 years old. What a costly
difference in this travel medical insurance for these senior citizens! Now the most coverage this couple could purchase is $10,000 each, at a whopping $518 each for the same $250 deductible. The deductible can be increased to $2500, which lowers the premium to $350.70.
The best course of action for senior citizens who contemplate overseas travel and are considering travel medical insurance is to first peruse their current medical coverage. Seldom do these plans cover overseas travel but do check your policy and call your insurer if you are unsure. While your Medicare coverage will not help you outside of the United States, your Medicare supplement coverage might - or at least for some situations.
If you're wanting to save on your travel insurance premium the two best things you can do for yourself are to first book your trip with a travel agent you trust, and then choose an airline, cruise or other vacation vendor that is well known and not in financial distress.
About the Author
Steve Cogger is webmaster of http://www.1-Happy-Traveller.com Visit the site today to receive all of the information on travel insurance you could possibly need.
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