|
|
|
Hilton Head Island Travel Guide
Hilton Head Island Travel Guide By Jeff Palmer Hilton Head Island was the first ecologically-planned destination in The United States. Light pollution ordinances are in effect across the island to protect the habits of the loggerhead turtles which...
Namibia - A Bountiful Harvest Awaits the Adventure Traveler
Namibia is a largely arid country of stark rough-hewn beauty. The most vivid images are those of a haunting technicolor landscape of swirling orange dunes, shimmering mirages and treacherous dust devils. The apparent desolation is deceptive and...
Tips for Summer Travel
The summer is right around the corner, and thousands of Americans are planning vacations and trips. Traveling on a budget can be tricky, but it is not impossible. The key is to plan ahead, and try to the make the most out of what you have. Contact...
Travel Tips For Getting Through the Airport Easier and Quicker
Traveling is different now than it was before 9/11. Arriving at the airport even earlier than before, standing in line longer while waiting to pass through security, having luggage x-rayed, and being pulled aside for random security checks make the...
Using London Public Transport - Underground, Buses & Travel Passes
This article is aimed at the independent traveller contemplating
a visit to London and eager to use London's excellent public
transport system as their main mode of transportation. A simple
guide to using the buses and trains and perhaps...
|
|
| |
|
|
|
|
|
|
Oldsters Overseas - What Seniors Pay for Travel Insurance
While travel medical insurance for senior citizens generally carries a higher premium and a lower maximum level of coverage it is still widely available. In fact, some carriers offer travel medical insurance for senior citizens no matter what their age. One carrier we found offered travel medical insurance for senior citizens over 80 years old, with no maximum age. The maximum coverage for those older than 79, however, is a low $10,000.
Another was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for senior citizens was still costlier than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage with their travel insurance, and as low as a $250 deductible. For this senior citizen couple travel insurance coverage for this single trip would cost $438. At age 70 the maximum drops way down to $50,000 and each policy must be purchased separately. The per-person cost for the same trip is now $219 each for only $50,000 of travel medical insurance for these senior citizens.
Now, let's assume these folks are 80 years old. What a costly
difference in this travel medical insurance for these senior citizens! Now the most coverage this couple could purchase is $10,000 each, at a whopping $518 each for the same $250 deductible. The deductible can be increased to $2500, which lowers the premium to $350.70.
The best course of action for senior citizens who contemplate overseas travel and are considering travel medical insurance is to first peruse their current medical coverage. Seldom do these plans cover overseas travel but do check your policy and call your insurer if you are unsure. While your Medicare coverage will not help you outside of the United States, your Medicare supplement coverage might - or at least for some situations.
If you're wanting to save on your travel insurance premium the two best things you can do for yourself are to first book your trip with a travel agent you trust, and then choose an airline, cruise or other vacation vendor that is well known and not in financial distress.
About the Author
Steve Cogger is webmaster of http://www.1-Happy-Traveller.com Visit the site today to receive all of the information on travel insurance you could possibly need.
|
|
|
|
|
|