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ABCs of Adventure Travel
A – Address peel and stick labels for all your family and friends before you go. Then stick to postcards along the way and you'll come home looking good.
B – Bottled water is a must – don't drink anything else.
C – Cookbooks from your...
Survival China Travel Tips and Tricks
These China Travel Tips, Survival Techniques, will help you get around and make your trip to China easier, so you will be able to experience the real China with a little less stress. China is an odd beast that needs to be respected; the major...
Tips For Business Travel
Guide to Business Travel
Planning your business trip wisely will free you from lots of
trouble. Inadequate airline seats, long lines, heavy traffic,
and unavailable hotel rooms are just some of the problems a
business traveler might...
Travel Guides- An Overview
Travel Guidebooks- An Overview
By Victor K. Pryles©2005
http://www.paupertravel.com
(548 words)
You can get reliable, useful information from
guidebooks. Yet, some are better than others
and often, it's important to know what...
Traveling By Motorcycle
One of the best ways to truly see the United States is from the saddle of a
motorcycle. I have ridden through many states with trips over six thousand miles in length including two solo trips from New Jersey to the Sturgis Rally in South Dakota,...
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Oldsters Overseas - What Seniors Pay for Travel Insurance
While travel medical insurance for senior citizens generally carries a higher premium and a lower maximum level of coverage it is still widely available. In fact, some carriers offer travel medical insurance for senior citizens no matter what their age. One carrier we found offered travel medical insurance for senior citizens over 80 years old, with no maximum age. The maximum coverage for those older than 79, however, is a low $10,000.
Another was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for senior citizens was still costlier than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage with their travel insurance, and as low as a $250 deductible. For this senior citizen couple travel insurance coverage for this single trip would cost $438. At age 70 the maximum drops way down to $50,000 and each policy must be purchased separately. The per-person cost for the same trip is now $219 each for only $50,000 of travel medical insurance for these senior citizens.
Now, let's assume these folks are 80 years old. What a costly
difference in this travel medical insurance for these senior citizens! Now the most coverage this couple could purchase is $10,000 each, at a whopping $518 each for the same $250 deductible. The deductible can be increased to $2500, which lowers the premium to $350.70.
The best course of action for senior citizens who contemplate overseas travel and are considering travel medical insurance is to first peruse their current medical coverage. Seldom do these plans cover overseas travel but do check your policy and call your insurer if you are unsure. While your Medicare coverage will not help you outside of the United States, your Medicare supplement coverage might - or at least for some situations.
If you're wanting to save on your travel insurance premium the two best things you can do for yourself are to first book your trip with a travel agent you trust, and then choose an airline, cruise or other vacation vendor that is well known and not in financial distress.
About the Author
Steve Cogger is webmaster of http://www.1-Happy-Traveller.com Visit the site today to receive all of the information on travel insurance you could possibly need.
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