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ABCs of Adventure Travel
A – Address peel and stick labels for all your family and friends before you go. Then stick to postcards along the way and you'll come home looking good.
B – Bottled water is a must – don't drink anything else.
C – Cookbooks from your...
Australia Travel Tips
BEAT THE HEAT IN AUSTRALIA!
"Fine beaches, perfect weather, good people, and a more secure
traveling experience"
If you are looking for all these conveniences and excitement,
let Australia handle that for you. Perk up your...
NEW ZEALAND-AUSTRALIA TRAVEL SPECIALIST SPEAKS
NEW ZEALAND-AUSTRALIA TRAVEL SPECIALIST SPEAKS BY ALECE SCHREIBER Have you ever approached your local travel agent with a request for information on an out of the ordinary destination? Have you seen his or her eyes glaze over? You may be in need of...
Rail Travel Tips
Traveling by train, in itself, is fun. The continuous jostling
of the compartments, screeching of train brakes and the loud
horns make train traveling a real fun. However you need to take
care of certain things while traveling, so that the...
Travel - 10 Things You Can't Do Without
Things You Can't Do Without When Traveling When you goes on a
trip either for business or for pleasure, you want it to be a
memorable and enjoyable experience. To help travelers enjoy the
trip, here are a few tips you must always keep in mind,...
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Oldsters Overseas - What Seniors Pay for Travel Insurance
While travel medical insurance for senior citizens generally carries a higher premium and a lower maximum level of coverage it is still widely available. In fact, some carriers offer travel medical insurance for senior citizens no matter what their age. One carrier we found offered travel medical insurance for senior citizens over 80 years old, with no maximum age. The maximum coverage for those older than 79, however, is a low $10,000.
Another was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for senior citizens was still costlier than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage with their travel insurance, and as low as a $250 deductible. For this senior citizen couple travel insurance coverage for this single trip would cost $438. At age 70 the maximum drops way down to $50,000 and each policy must be purchased separately. The per-person cost for the same trip is now $219 each for only $50,000 of travel medical insurance for these senior citizens.
Now, let's assume these folks are 80 years old. What a costly
difference in this travel medical insurance for these senior citizens! Now the most coverage this couple could purchase is $10,000 each, at a whopping $518 each for the same $250 deductible. The deductible can be increased to $2500, which lowers the premium to $350.70.
The best course of action for senior citizens who contemplate overseas travel and are considering travel medical insurance is to first peruse their current medical coverage. Seldom do these plans cover overseas travel but do check your policy and call your insurer if you are unsure. While your Medicare coverage will not help you outside of the United States, your Medicare supplement coverage might - or at least for some situations.
If you're wanting to save on your travel insurance premium the two best things you can do for yourself are to first book your trip with a travel agent you trust, and then choose an airline, cruise or other vacation vendor that is well known and not in financial distress.
About the Author
Steve Cogger is webmaster of http://www.1-Happy-Traveller.com Visit the site today to receive all of the information on travel insurance you could possibly need.
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