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Informative Articles

Finding Travel Deals
If your vacation time is coming up and you are planning on making a trip, then you will need to make some plans. Perhaps you are going to visit family? Or, maybe you plan to take your family to see an attraction somewhere? Maybe you are going to...

How to Pick a Travel Agency
"How To Pick A Travel Agency" By Nathan Lynch www.SouthBeachUncovered.com The trip of a lifetime can take a lifetime to plan unless you know how to pick a travel agency. A common misconception is that travel agencies add to the cost of your trip....

NEW ZEALAND-AUSTRALIA TRAVEL SPECIALIST SPEAKS
NEW ZEALAND-AUSTRALIA TRAVEL SPECIALIST SPEAKS BY ALECE SCHREIBER Have you ever approached your local travel agent with a request for information on an out of the ordinary destination? Have you seen his or her eyes glaze over? You may be in need of...

Travel Consolidators - Things To Know
Things to Know about Travel Consolidators Travel consolidators are high-volume ticket brokers. They purchase large scale tickets and sell them to customers for a lower price than the published fares. A travel consolidator buys a large...

Traveling in Mexico City: The Ins & Outs of Getting Around
If you have never traveled to Mexico City before, getting around can be a bit overwhelming. There are many ways to travel within Mexico City, and the methods, rules and day-to-day getting from Point A to Point B can be frustrating. This article...

 
Is it Wise to Purchase Travel Insurance?

The best way to determine if, for you, it is wise to purchase travel insurance, is to consider the various emergency situations that could arise during your trip, determine the best guess for the cost of each, and see whether you can afford to pay for the worst case scenarios out of your own pocket.

If the answer is no, then it is indeed wise to purchase travel insurance.

Even if the answer is yes, however, money is not the only issue in determining the wisdom of travel insurance.

Let's take a look at what can happen in your travels - the situations that travel insurance could have covered. You and your family take a delayed flight from home to another location where you are to change planes. Because of your delay, however, you have missed your connection. Your tickets are non-refundable, non-exchangeable. You are now faced with the purchase of new tickets, with a hefty last-minute price tag, as well as the feeding and housing for your whole party as the next flight is tomorrow morning. If you had been wise and purchased travel insurance you would have been reimbursed for these costs.

Your spouse is diabetic. Her purse is stolen while you are traveling. You have no travel insurance and you're in a foreign country. How do you


retrieve the money lost from her wallet, replace her much-needed reading glasses and, most importantly, get her the insulin she so desperately needs? If you had been wise and purchased travel insurance you would have been reimbursed for these costs. You would have also had someone to call or see for help purchasing insulin.

You have had a wonderful vacation and you're ready to travel home. You suddenly get the word that the airline on which you are returning has gone bankrupt and all planes are grounded. How do you get home? To whom do you turn for help and advice? You are in a country where few people speak your language. Who can help you translate? If you had been wise and purchased travel insurance you could have not only been reimbursed for the loss of the price of your airline tickets but you could have been provided with a translator and someone to help you find an alternate flight or cruise home.

These are but a few of the common occurrences when traveling. Perhaps travel insurance is indeed a wise decision.
About the Author

Steve Cogger, an active traveler, has developed the http://www.1-Happy-Traveller.com website for your convenience. Visit today for all of your travel insurance needs.